Description: A recent SOA regional meeting featured discussion on an age-old actuarial debate: Within the same company, should the return on equity ROE target vary by profit center PC depending upon the risk of the PC?

Description: Identifies current trends and considerations when setting the mortality improvement assumption for individual life insurance in the US.

Description: This discussion on premium differentials examines if a graduation of premium rates by policy size is feasible or desirable as well as if it is practical to give lower premium rates to females.

Description: Using data from a large insurance company, we construct a parametric model for the joint survival function based on a Hougaard copula function.

Description: In this article, the author discusses Universal Life and product mix strategy for Latin America.

Description: This session from the 1995 SOA New Orleans Meeting discusses insurers' methods for monitoring in-force business, repricing existing products and pricing guidelines. From the Record of the Society of Actuaries, Vol. 21, No. 1.

Description: Discusses the extent to which various influences are reflected in premiums, dividends and settlement options: improved mortality, interest rate trends, federal taxes, agent compensation and increasing expenses.

Description: Discussion of the process for determining the premium for a life insurance product which pays the cash value in addition to the face amount upon death. This type of policy fulfills the specifications of a split-dollar or minimum-deposit sales approach. Followed by several discussion papers submited.

Description: These are responses to Richard Ziock's work, Gross Premiums for Term Insurance with Varying Benefits and Premiums.

Description: A discussion of the need to search for alternative mortality tables other than the 1975- 80 and 1990-95 tables to use as the base table, which may be more appropriate for a particular company or specific products.